Informational Videos

​           LIFE INSURANCE                INDIVIDUAL/FAMILY HEALTH INSURANCE          MEDICARE AND YOU

"IF EVERY WIFE KNEW, WHAT EVERY WIDOW KNOWS, NO FAMILY WOULD BE WITHOUT LIFE INSURANCE"

Nobody wants to talk about life insurance, but when a young parent dies, the first thing most people ask is, "what are they going to do now"? Aside from the shock and tragedy itself, the last thing a loving parent wants to do is leave their loved ones with a financial mess.

If this is an issue that has been on your mind for some time, but you have been putting it off because you thought it might be too expensive, we can show you just how inexpensive it is to protect the people you hold the most dear.

 

"FIND OUT WHAT YOU NEED TO KNOW BEFORE CHOOSING YOUR INDIVIDUAL HEALTH INSURANCE PLAN"

Choosing a health insurance plan for yourself, could be one of the most important decisions you'll ever make. Unfortunately, most individuals dont find out how inadequate their health coverage is until it's too late. Furthermore nothing has the potential to financially wipe out an individual more than a catastrophic medical expence.

In this short video, you will learn the benefits of choosing a health plan that will provide you with the most comprehensive coverage for the least amount of monthly premium. And the functionality of an individual health insurance plan.

"WHAT IS MEDICARE AND HOW DO I USE IT"? LEARN HOW TO UNDERSTAND THE MEDICARE ALPHABET SOUP.

Regardless if you are newly eligible or you have been covered by Medicare for years, you should know that Medicare and the plans used to cover individuals, can change each year. Additionally, if your health status has changed from the previous year, you could be covered by a plan that could expose you to thousands of dollars of unnecessary medical expenses by being covered by the wrong plan.

           CRITICAL ILLNESS

"62% OF ALL BANKRUPTCIES EACH YEAR, ARE DUE TO CATASTROPHIC MEDICAL EXPENSES, 80%OF THOSE FAMILY'S HAD HEALTH INSURANCE"

So it's evident that this type of protection can be invaluable to the financial and emotional well being of your family.

 

With this type of coverage, you can recieve up to $500,000 in a lump sum TAX FREE benefit upon the diagnosis of a critical illness. This policy benefit can be used HOWEVER you choose to use it.

       ACCIDENT / INJURY

"$50 MONTHLY COVERS EACH FAMILY FOR UP TO $10,000 IF THEY ARE INJURED"

​Works with ANY health insurance plan to cover the medical expenses due to an injury, your health insurance plan wont cover such as deductibles, co-pays, annual out-of-pocket limits and much more.

The Calstar Accident/Injury Plans can literally save you thousands of dollars each year in unnecessary medical expenses due to a family member suffering an injury.

After the deductible of $100 per incident, the plan will pay for any medical expenses not covered by your insurance plan, which are incurred due to an injury.

ANNUITY INFORMATION

"DURING VOLATILE ECONOMIC TIMES ANNUITIES HAVE BEEN ONE OF THE SAFEST PLACES FOR RETIREMENT SAVINGS"

Commercial banks have done a fantastic job of marketing Certificates of Deposits, creating the ILLUSION that they are the standard by which ALL savings accounts should be measured.

However, informed investors and savers have known for decades that there is a much better alternative to Bank CD's and those are annuities.

Unfortunately insurance companies have done a poor job of educating the general public on the features and benefits of annuities. Leaving most individuals uninformed, or mislead by misinformation, rumor or someone's opinion who's usually not a financial professional.

© Copyright 2013 Mann and Associates, Inc